A local agent who actually knows the neighborhood
I am Somer Lasiter. I live in Columbia, I am licensed in Tennessee for life insurance and property and casualty, and I spend my days helping my neighbors figure out what they need to protect — and what they do not.
Why I do this work
Insurance has a reputation for being confusing on purpose. I get it — I have sat through the paperwork too. What I found, once I started doing this work, is that most people are not asking for the cheapest possible price. They are asking for somebody to tell them the truth about what they have.
So that is what I do. I sit down with folks in Columbia and the towns around it, ask what they are actually trying to protect, and then go shop it. Sometimes that is a young family who just bought their first house. Sometimes it is somebody who wants to make sure the funeral does not land on their kids. Sometimes it is a woman who started a business out of her garage and needs to know she is covered if a truck backs into her storefront.
I am independent, which means I am not tied to one insurance company. I hold a life license and a property and casualty license in Tennessee, so I can look across several carriers and compare what they offer rather than selling you the only thing I have.
If you take one thing away from this page, let it be that you are allowed to ask questions. Ask me a lot of them.
Plain English, always
If I cannot explain a piece of coverage to you in a sentence you would repeat to your spouse, I have not done my job.
Your call gets answered
You get my number the day we start working together, and it does not change. No ticket numbers, no hold music.
Honest about what you do not need
Sometimes the right answer is that you are already covered. I would rather tell you that than sell you something.
What a first conversation looks like
- 1You tell me what is going onNew house, new driver, new baby, a renewal that jumped, or just a nagging question. There is no wrong answer here.
- 2I ask a few questions and go shop itVehicles and drivers, the address, the people you would want taken care of. Then I compare the companies I work with.
- 3We talk through the options togetherI show you what I found and explain the differences in plain terms, including the parts you can choose to skip.
- 4You decide — and you keep my numberNothing happens until you say so. If something changes next year, you already know who to call.
Start with a free quote
Nothing to pay, nothing to sign. Send me a note and I will get back with you, usually the same business day. Or just call — I like talking to people.
Prefer the phone? 615-478-7707
Questions? Let’s just talk it through.
Call or text me and we will figure out what you actually need. No pressure, no obligation, and no jargon.